01START THE CONVERSATION
Tell us your plans.
Share a few details about your business, your funding needs and what you want to achieve.
Your business. Your next move.
Capital for what comes next
Your next move.Backed bycapital.
Big plans need the right partner. Access business funding that helps you move forward with clarity and confidence.
Built around your business. Designed for your next chapter.
Opportunity
doesn't stand still.
Neither should you.
NEXTDAY CAPITAL Working capital. Forward thinking.
Scroll to exploreBuilt for business owners.
Ready for your ambition.
6Business funding solutions
$10K+Funding options from
4 monthsBank statements to prepare
01 / Funding solutions
The right capital.
For your next chapter.
From day-to-day cash flow to your next big expansion, explore a funding structure that fits your business.
ROOM TO GROW
A bigger vision.
A clear way forward.
Plan your next location, build inventory or invest in expansion with a defined funding amount and repayment term.
FUNDING RANGE$25K – $50M
Made forExpansion & investment
Structure6–60 month terms
Product availability, amounts and terms are subject to underwriting.
Business is personal.
Your funding should be, too.
02 / The NextDay difference
Ambition meets
understanding.
You know where you want to take your business. We help you explore the capital to get there.
NextDay Capital works with small and mid-sized businesses across the United States. Our approach starts with your goals and cash flow, then focuses on a funding structure that makes sense for the way you operate.
Your business, understood
A conversation about your plans, beyond a single number.
Clarity at every step
Review the structure, costs and repayment terms before deciding.
Momentum that matters
A focused process that keeps your next move in view.
03 / A straightforward process
Less friction.
More forward motion.
02EXPLORE YOUR OPTIONS
Find the right fit.
Prepare your recent bank statements. Review available options with a clear view of the terms.
Clarity before commitment.03PUT CAPITAL TO WORK
Make your next move.
Once approved, review and sign your agreement. Funding is arranged to your business account.
A new chapter starts here.Approval and funding timing vary by product, documentation and underwriting.
04 / Find your starting point
Let's see where
you stand.
A few quick details can help you understand the starting criteria. No credit check is performed by this tool.
$15K+Monthly business revenue
6+ monthsTime in business
550+Starting credit score
General starting criteria from our funding overview. Individual programs may have different requirements.
Your business. Your possibilities.
Behind every business,
there's a bigger plan.
A second location. A new fleet. Stock for your busiest season. Whatever growth looks like for you, the right capital can help bring it into focus.
AND EVERYTHING AFTER.
05 / Come prepared
Good preparation.
A smoother start.
Have four consecutive months of recent business bank statements ready for underwriting.
Four complete, consecutive months
All pages from your business account
Business name matching your application
Clear, readable statements in PDF format
A LITTLE MORE CLARITY
What can I use business funding for?
Common uses include inventory, payroll, equipment, expansion and day-to-day working capital. Permitted uses depend on the funding product and agreement.
Which funding option is right for me?
That depends on your goal, cash flow and preferred repayment structure. Explore the six funding options above, then share your plans in a funding enquiry.
What do I need to get started?
Start with basic business and contact details, your monthly revenue and the amount you're seeking. Have four recent business bank statements ready. Additional documents may be requested during underwriting.
Will the eligibility check affect my credit?
No credit enquiry is made by the starting-criteria checker on this page. It only compares the information you select with the displayed criteria. A formal application is a separate process.
How quickly can I receive funding?
Timing depends on the product, your documents, approval and completion of your agreement. Your funding contact can confirm the expected timing for your specific application.
A bigger tomorrow starts today